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Jefferson Bank
, Jefferson City, MO (573) 634-0800
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Address 700 Southwest Blvd. Jefferson City, MO 65109 Hours Monday 8:30 a.m. - 4:30 p.m. Tuesday 8:30 a.m. - 4:30 p.m. Wednesday 8:30 a.m. - 4:30 p.m. Thursday 8:30 a.m. - 4:30 p.m. Friday 8:30 a.m. - 4:30 p.m. Saturday 9 a.m. - 12 p.m. Sunday closed
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Business Type: Jefferson Bank’s doors opened to the Jefferson City community in 1967. We started small with 9 employees and 1 building, but our standards for customer service were high. Our desire to serve the community was reciprocated and now, more than 40 years later, we surpass 100 employees, work out of 6 locations and serve more than 11,000 households in the area. Our slogan, “Working With You,” has guided us in our endeavors resulting in homes being built, businesses started, education courses completed and retirement funds secured for our customers. This wouldn’t be possible without our customers’ trust and support. Drop in and see us for any of your banking needs; we would love to assist you!
See below for a list of our other locations:
Main Bank
700 Southwest Boulevard
South
1910 Southwest Boulevard
West
2815 Truman Boulevard
East
901 Eastland Drive
Experts believe that parents should start teaching their children how to be money savvy as early as 5 years old.
Jefferson City Bank can help you with home sales, new home construction and home improvement.
Ask your question below to get your answers about your home!
Chris Wood Head of Real Estate Lending, (573) 634-0860 Sacha Morris Real Estate Loan Officer, (573) 634-0860 Christina Busch Real Estate Loan Officer, (573) 634-0860 Josh Bryant Real Estate Loan Officer, (573) 634-0860 Debbie McCoy, (Home Equity and Installment Loans) Consumer Lending Officer, (573) 634-0830 Jeremy Meyers, (Home Equity and Installment Loans) Consumer Lending Officer, (573) 634-0830 Rusty Sweaney, (Home Equity and Installment Loans) Consumer Lending Officer, (573) 634-0830 Ed Reser Commercial Lending Officer (New Construction and Business Loans), (573) 634-0830 Mark Naeger Commercial Lending Officer (New Construction and Business Loans), (573) 634-0830 Dan Lenger Commercial Lending Officer (New Construction and Business Loans), (573) 634-0830
Question What is the first thing I should do before I buy a house? Answer It is critical for first-time home buyers to apply for a loan before shopping for a home. This will save you time by only looking at houses you are qualified to buy. Additionally, pre-approval will give you the confidence you need when making an offer to the seller and a faster closing period. Answer To begin the loan application process, you will need to fill out an application either online at www.jefferson-bank.com or in-person at our Residential Lending Center, 700-A Southwest Blvd, Jefferson City, MO, 65109. Your application will then be reviewed by a loan officer and an appointment will be scheduled to proceed with the loan process. If you have any questions, please feel free to contact us at 634-0860. Answer Rates change frequently and are updated by 10:30a.m. daily. For a quote on the current interest rates please call the rate line at 634-0809 or our facility at 634-0860, should you have additional questions. Question What are the costs I need to consider when buying a home? Answer Closing costs vary with every loan program based on your credit scores and other factors. Once your loan application has been reviewed by a loan officer, he/she will be equipped to quote your closing costs. Answer A home equity line of credit is a loan that helps you fund a long-term project (home improvements) by allowing you to withdraw varying amounts of money at different times. As collateral, your home is what is used as security for the loan. A Home Equity Line of Credit or HELOC, can be used to consolidate debt, finance a major purchase (car, boat or motorcycle), pay for college expenses, or finance other property investments. In many cases, one advantage to the HELOC is that interest costs are usually tax deductible. Question I am building a house and I understand I will need a construction loan instead of a regular mortgage loan. Why? Answer In order to get a long-term, fixed rate loan your home needs to be in a completed condition. Jefferson Bank provides construction loans with terms of 6-12 months to assist our customers in financing the cost of the project (building the home). When the project is completed we will make a permanent, fixed-rate loan for qualified borrowers.
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